Founded in 1912 and headquartered in Lansing, Mich., Accident Fund Insurance Company of America has always been the No. 1 provider of workers compensation insurance in Michigan. Since we began our national expansion in 2000, we have become a formidable competitor on the national level. We are licensed to provide workers compensation coverage in 49 states and the District of Columbia.

For more details on our history, visit the Historical Timeline in our Media Center.

As we approach our second century in business, we continue to partner with independent insurance agents to offer our policyholders unrivaled loss-control services and medical-cost management savings — because we’re in business to help customers keep their workers safe and their costs down.

Accident Fund is rated “A” (Excellent) by A.M. Best and is a wholly owned subsidiary of Accident Fund Holdings, Inc., the ninth largest workers compensation insurer in the United States.