Agent News
Q2 2020
Dear Partners and Friends,
I hope this finds you, your families and all your loved ones safe and healthy at this uncertain and historic moment in our lives.
While our primary concern at Accident Fund is for the safety and health of our staff, partners and customers, we recognize the importance of maintaining business continuity to meet not only your needs, but those of the policyholders and injured workers you’ve placed in our care.
You should have received a communication last week outlining our position in several key areas related to the impact COVID-19 is having on our policyholders. If not, you can find it on our website. We know there are countless scenarios that will emerge as a result of this unprecedented situation, but we hope this resource provides clarity about our overall approach to navigating them. Ultimately, we will continue to do what we’ve always done – evaluate each situation on its own merits and do what we believe to be fair and reasonable while remaining mindful of the rules we’re obligated to follow.
Beyond the personal concerns and uncertainty we’re all facing at this time, we recognize many businesses will be significantly impacted as well. In part because so many companies are ill-prepared or unable to effectively conduct business with a reduced or remote staff, and the process of simply moving things forward is much harder today than yesterday.
I want to reassure you that Accident Fund remains fully operational. Our business model has long supported remote staff across all key functional areas in local geographies, so a high percentage of our team members reside in your local communities. And for many of those on our team that don’t regularly work remote, they have the ability to do so for extended periods and are doing so now. Lastly, our staff whose regular responsibilities involve visiting agents or policyholders are working hard to remain in contact through other avenues, so please be sure to reach out to them as needed.
We know our ability to maintain operations and provide you what you need is a critical step in enabling you to meet your customers’ needs, so they in turn can meet theirs. The same holds true for our policyholders and injured workers relying on us to follow through on the promise we made. We are available, we are focused, and we are determined to meet all our commitments throughout this challenging time.
Thank you for your ongoing support of Accident Fund and your continued trust in partnering with us to serve your clients. Stay safe, be well, and let us know how else we can support you.
Al Gileczek
President, Accident Fund and CompWest
The coronavirus (COVID-19) continues to affect many regions of the world and the full impact of this virus is still unfolding.
AF Group and our brands are committed to taking proactive measures to safeguard employees, customers and others we interact with from the spread of serious illness such as COVID-19, and we continue to monitor the situation and stay abreast of guidance offered by the Centers for Disease Control and Prevention (CDC).
Please visit our COVID-19 response page for:
- Important claims reporting information
- Premium and audit payment exceptions
- Instructions for enrolling in Electronic Funds Transfer (EFT)
- FAQs
Our 24/7 TeleCompCare® nurse triage line means medical help for injured workers is only a call away. TeleCompCare offers immediate medical care when an injury occurs — and in many instances without the need to leave work or visit a clinic in person. Contact your business development consultant to sign up and visit our website for a quick video explainer and flyer containing early program results.
https://www.accidentfund.com/accident-fund-telecompcare/
AccuPremium is our true pay-as-you-go solution. Available to all policyholders, this plan lets us work with payroll vendors to report payroll and invoice as frequently as payrolls are reported, saving time, maintaining cash flow and reducing surprises at audit. Contact your BDC for more information, and view our flyer and short AccuPremium eLearning course online.
https://www.accidentfund.com/accident-fund-accupremium/
In addition to classroom learning, the AF Group Agency Education team virtually delivers curriculum focused on the foundational concepts of workers’ compensation. Agents have the chance to develop at their own pace through our WebCE® online courses and an extensive library of eLearnings, covering subjects from retail and manufacturing to health care, construction and more. AFGroup.com/Education/e-Learnings.
Accident Fund has developed a partnership with Relias, a provider of clinical educational resources. Policyholders who purchase one of Relias’ available packages will have the opportunity to access health care-specific trainings, as well as tracking and reporting capabilities. As part of this partnership, Accident Fund policyholders are eligible for a discount on Relias solutions. For more information, visit our website.
https://www.accidentfund.com/accident-fund-toolbox/loss-control/online-training-center/
With millions of jobs exercising work-from-home capabilities, it’s important to remember the ergonomic principles that improve the ‘fit’ between the worker and his or her space. Check out these workstation ergo tips and download our home office workstation checklist.
https://www.accidentfund.com/newsletter/home-office-ergonomics-four-steps-of-workstation-setup/
Check out our upcoming calendar of live safety webinars – including sessions on April 9 and May 14, visit the Loss Control Toolbox for a variety of timely safety resources and contact your Accident Fund Loss Control Consultant for assistance at any time.
https://www.accidentfund.com/accident-fund-toolbox/loss-control/
Get ready for a once-in-a-lifetime safari experience with luxury five-star accommodations. South Africa is the ultimate bucket-list destination. In 2021, this year’s trip earners will enjoy the wonder of the Kapama Game Reserve and an incredible getaway to Cape Town. View safari accommodations, trip activities and thrilling videos on or trip website – and keep watch for our monthly emails to ensure you’re on track to qualify!
https://www.accidentfund.com/south-africa-incentive-trip/
ARKANSAS
Insurance Center, Inc., Little Rock
JMR/PFP Insurance, Fort Smith
GEORGIA
Chatham Insurance Partners, Savannah
Fallaize Insurance Agency Inc, Norcross
ILLINOIS
Assurance Agency, Ltd, Schaumburg
Unland Co., Pekin
INDIANA
Henriott Group, Inc., Lafayette
ONI Risk Partners Inc., Indianapolis
IOWA
North Risk Partners LLC, West Des Moines
Relion Insurance S, Iowa City
KANSAS
Chapple Insurance Group, Wichita
YouZoom Insurance Services, Inc., Overland Park
KENTUCKY
AssuredPartners NL, LLC, Bowling Green
Chas. M. Moore Insurance Agency Inc., Bowling Green
LOUISIANA
BXS Insurance Inc., Baton Rouge
Cobbs Allen & Hall of LA Inc, Bossier City
MARYLAND
Keller – Stonebraker Insurance Inc., Hagerstown
PSA Insurance, Inc., Hunt Valley
MICHIGAN
Cambridge P & C, A Marsh & McLennan Agency LLC Company, Livonia
VAST, Marquette
MINNESOTA
Arthur J. Gallagher Risk Management Services Inc., Bloomington
North Risk Partners LLC, Mendota Heights
MISSISSIPPI
Bottrell Insurance, Jackson
Ross & Yerger Insurance, Inc., Jackson
MISSOURI
- M. Peters Agency, Liberty
SRA Insurance Agency LLC, Kansas City
NEBRASKA
INSPRO, Inc., La Vista
UNICO Group, Inc., Lincoln
NORTH CAROLINA
McGriff Insurance Services, Inc., Durham
Pelnik Insurance of Cary NC, Inc., Cary
OKLAHOMA
RCI Risk Consulting Services LLC, Claremore
Rich & Cartmill Inc., Tulsa
SOUTH CAROLINA
Huckaby & Associates, Columbia
McGriff Insurance Services Inc., Greenville
SOUTH DAKOTA
Howalt McDowell Ins, A Marsh & McLennan Agency LLC Co, Sioux Falls
McKinney Olson Insurance, Sioux Falls
TENNESSEE
Carriage Hill Insurance of Knoxville Inc, Lenoir City
Commercial Insurance Associates LLC, Brentwood
HMP Insurance, Germantown
TEXAS
AssuredPartners of Texas, LLC, Richardson
Brookhurst Insurance Services, San Antonio
VIRGINIA
Foundation Insurance Group Inc, Falls Church
MidAtlantic Insurance Group LLC, Richmond
WISCONSIN
R & R Insurance Services, Inc., Waukesha
I. C. Inc., Onalaska
Arkansas
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
6325 Conduit Construction-For Cables or Wires-& Drivers
5479 Insulation Work NOC & Drivers
7219 Trucking: NOC-All Employees & Drivers
5445 Wallboard Installation Within Buildings & Drivers
Georgia
9014 Buildings-Operation by Contractors
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
8835 Nursing-Home Health, Public and Traveling-All Employees
Illinois
8380 Automobile Service or Repair Center & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
3400 Metal Goods Mfg. NOC
Indiana
8380 Automobile Service or Repair Center & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
4459 Plastics Mfg: Sheets, Rods, or Tubes
Iowa
5221 Concrete or Cement Work
2070 Creamery & Route Supervisors, Drivers
5462 Glazier-Away from Shop & Drivers
8868 Religious Organizations
5445 Wallboard, Sheetrock, Drywall, Plasterboard
Kansas
8380 Automobile Service or Repair Center & Drivers
5645 Carpentry-Detached One or Two Family Dwellings
8868 Day Care Center
7380 Drivers, Chauffeurs & Their Helpers NOC-Commercial
8046 Store: Automobile Parts &Accessories- NOC & Drivers
Kentucky
2735 Furniture Stock Mfg
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
7219 Trucking: NOC-All Employees & Drivers
Louisiana
8058 Building Material Dealer-New Materials Only: Store Employees
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
7219 Trucking: NOC-All Employees & Drivers
Maryland
5190 Electrical Wiring-Within Buildings & Drivers
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
8835 Nursing-Home Health, Public and Traveling-All Employees
Michigan
5645 Carpentry-Detached One or Two Family Dwellings
7380 Drivers, Chauffeurs & Their Helpers NOC-Commercial
Minnesota
5022 Masonry NOC
8835 Nursing-Home Health, Public and Traveling-All Employees
4558 Paint Mfg
9154 Theater NOC: All Other Employees
5445 Wallboard Installation Within Buildings & Drivers
Mississippi
4459 Plastics Mfg: Sheets, Rods, or Tubes
8010 Store: Hardware
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Missouri
5188 Automatic Sprinkler Installation & Drivers
8380 Automobile Service or Repair Center & Drivers
2585 Laundry NOC
5183 Plumbing NOC & Drivers
8824 Retirement Living Centers: Health Care Employees
Nebraska
5645 Carpentry-Detached One or Two Family Dwellings
5215 Concrete Work-Incidental to the Construction of Private Residence
2883 Furniture Manufacturing-Wood-NOC
8010 Store: Hardware
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
North Carolina
8380 Automobile Service or Repair Center & Drivers
9014 Buildings-Operation by Contractors
5190 Electrical Wiring-Within Buildings & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
7219 Trucking: NOC-All Employees & Drivers
Oklahoma
5190 Electrical Wiring-Within Buildings & Drivers
8842 Group Homes, all Employees, Salespersons & Drivers
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
8008 Store: Clothing, Wearing Apparel or Dry Goods-Retail
5445 Wallboard Installation Within Buildings & Drivers
South Carolina
5190 Electrical Wiring-Within Buildings & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
9102 Park NOC-All Employees & Drivers
4484 Plastics Manufacturing: Molded Products NOC
South Dakota
8058 Building Material Dealer-New Materials Only: Store Employees
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
8824 Retirement Living Centers: Health Care Employees
5538 Sheet Metal Work-Shop and Outside-NOC & Drivers
Tennessee
3507 Construction or Agricultural Machinery Mfg
2735 Furniture Stock Mfg
8832 Physician & Clerical
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Texas
9014 Buildings-Operation by Contractors
2583 Cleaning or Dyeing & Drivers
9079 Restaurant NOC
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
7219 Trucking: NOC-All Employees & Drivers
Virginia
9014 Buildings-Operation by Contractors
8835 Nursing-Home Health, Public and Traveling-All Employees
5474 Painting or Paperhanging NOC & Shop Operations, Drivers
5183 Plumbing NOC & Drivers
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Wisconsin
8380 Automobile Service or Repair Center & Drivers
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
3685 Instrument Mfg NOC
Pending Rate Changes
The following states have a pending rate change for Accident Fund. New rates are not yet available in eLink; however, some renewing policies may be viewable in the renewal index. Please refrain from releasing quotes and renewals for these states until rates are updated. Please check our website for updates.
| State | PROPOSED NCCI/Bureau Impact | Effective Date |
| Arkansas | -9.4% | 07/01/20 |
| Maine | 0.0% | 04/01/20 |
| Massachusetts | -3.8% | 07/01/20 |
| Mississippi | n/a | 10/01/20 |
| Montana | -8.1% | 07/01/20 |
| Pennsylvania | -10.08% | 04/01/20 |
| South Carolina | -10.5% | 07/01/20 |
| South Dakota | -9.8% | 07/01/20 |
| Texas | -6.7% | 07/01/20 |
New Rates Now Available in eLink
Updated rates are now accessible in eLink for the following states:
| State | NCCI/Bureau Impact | Effective Date | Available in eLink as of: |
| Georgia | -6.0% | 03/01/20 | 02/07/20 |
| Louisiana | -8.4% | 05/01/20 | 02/21/20 |
| North Carolina | -10.3% | 04/01/20 | 02/14/20 |
| Tennessee | -9.5% | 03/01/20 | 01/24/20 |
| Vermont | -11.6% | 04/01/20 | 03/06/20 |
| Virginia | -10.7% | 04/01/20 | 02/07/20 |
Please be sure to discuss pricing options for all new business and renewals with your business development consultant.
