About

Accident Fund Insurance Company of America is one of the nation’s leading workers’ compensation insurance organizations, managing risk and minimizing loss for our policyholders, creating a safer environment for their workers and building businesses with our agent partners. All backed by the reach, knowledge and best practices of our holding company, AF Group.


1912year founded Crain's Cool Places to Work in Michigan 50states served

1300 independent agent representatives

We are dedicated people serving the needs of our agents and their customers. We strive to protect employers from financial loss by helping them create and maintain a safe, productive workplace. We provide injured employees with security, compassionate care, and the opportunity to return to work as soon as possible. We achieve financial superiority for our stakeholders by diversifying our products and services nationally, while always placing our customers and communities first.

A.M. Best Financial Strength Rating: A- Excellent