Agent News

June 2021

Accident Fund Names INSPRO Agency of the Year

We’re proud to recognize INSPRO, a Marsh & McLennan Agency, LLC Company, Lincoln, Neb., as Accident Fund’s 2020 Agency of the Year! Learn more about INSPRO and their outstanding level of service and partnership.
Learn More.

2020 President’s Club Award Honorees

We’re excited to recognize our President’s Club Award honorees, representing an exceptional group of high-performing agent partners across the nation. Learn more about the honor and view the 2020 honorees.
View Honorees.

Accident Fund Grants $6.9 Million in Dividend Payments to Group Policyholders

The group dividend payments reached more than 11,000 members, which include chambers of commerce, associations, hospitality and other groups, with an average dividend return of nearly six percent during that time, reflecting their commitment to workplace safety.
Read More

AF Group Names Nina Burnett as Director of Investigative Services

Join us in welcoming Nina Burnett as AF Group’s director of Investigative Services! Burnett has more than 20 years of experience investigating health care and other complex fraud schemes, including roles with Blue Cross Blue Shield of Michigan (BCBSM) and the Federal Bureau of Investigation (FBI).
Learn More.

AF Group Subrogation Partners with Optum

Earlier this year, AF Group entered into a partnership with Optum – an external subrogation vendor. Working for our Subrogation Unit, Optum will handle low-value and low probability of recovery subrogation claims for our workers’ compensation brands (Accident Fund, CompWest, Third Coast Underwriters and United Heartland).

Optum has also started performing ‘second look’ examinations on closed files to identify missed subrogation opportunities for our insureds. In the event you receive questions from your AF Group customers regarding inquiries on closed claim files, please assure them that calls from Optum are not fraudulent and are related to potential subrogation recoveries. In the meantime, we would encourage you to share this with your AF Group policyholders and direct any questions to AF Group Subrogation Manager, Kim Drew at 517-708-5647.

Revisit the Accident Fund Virtual Agent Meetings

Did you miss the Accident Fund Virtual Agent Meetings broadcast live this May? View the recorded meetings, access meeting presentations and find state result sheets via our Agent Meeting landing page.
Visit Page.

Revisit the AF Group Workers’ Compensation Division Agent Meeting

In April, we hosted our virtual AF Group Workers’ Compensation Division Agent Meeting, which featured remarks from AF Group President and CEO Lisa Corless, Workers’ Compensation Division President Steve Cooper, Senior Vice President of Business Development Michelle McLane and Senior Vice President of Claims Rick Hobbs. If you were unable to attend, you can view the meeting online.
View Meeting.

Are Your Policyholders Taking Advantage of our Secure Portal?

Last summer, Accident Fund deployed new secure portals (excluding eLink) that offer improved tools and navigation. The enhancements were made to enrich and simplify the user experience. The portal will help your customers access the policy information they need, when they need it, 24-7. This helps us provide a premier customer experience to all our agents, policyholders and injured workers.

Some of the portal features include:

• Mobile responsive design for tablets and phones
• Enhanced search capabilities
• Customized quick links to other applications
• Refreshed and clean look/feel
• New portal for injured workers to help service their claims

Please encourage your Accident Fund policyholders to register for the portal to help them find important information and resources. You can also reach out to your business development consultant for more information on the portal.

To learn more about the enhanced portals, click here to access our eLearning page.

LEAD with Comp – New Class Begins in July

Lead with Comp, our 12-month training and professional development program, will kick off virtually in July and conclude in June 2022. It features monthly learning opportunities to help agency staff become leaders in workers’ comp and increase new business and sales opportunities. Additional benefits include:

• Improving your workers’ comp knowledge and setting yourself apart from the competition
• Providing a great learning opportunity for producers or account managers with less than five years of experience

Check out our digital brochure for more information and register today! Program costs are outlined in the registration form.

New Resource: Claims Quick Step Guide

We do our best to help you ensure accidents don’t happen. When they do, we’ll be there to guide you. Click the links below to better understand our process.

English Claims Quick Step Guide

Spanish Claims Quick Step Guide

Webinar: Return to Work

Register for the June 10 webinar and check out our upcoming topics.
Register.

Agency Hall of Fame

 

ARKANSAS

BHC INSURANCE, FORT SMITH

ROGERS INSURANCE AGENCY, INC., ROGERS

 

GEORGIA

OAKBRIDGE INSURANCE AGENCY, LLC, MACON

RHODES RISK ADVISORS, ATLANTA

RISK INNOVATIONS, LLC, ATLANTA

 

ILLINOIS

LAMB, LITTLE & CO., SCHAUMBURG

USI INSURANCE SERVICES LLC , CHICAGO

 

INDIANA

GREGORY & APPEL INSURANCE AGENCY, INDIANAPOLIS

HUNTINGTON INSURANCE, INC., INDIANAPOLIS

 

IOWA

ARTHUR J GALLAGHER RISK MGT SERV INC, CEDAR RAPIDS

TRUENORTH COMPANIES, L. C., CEDAR RAPIDS

 

KANSAS

FEE INSURANCE GROUP, INC., HUTCHINSON

GOODMAN GRAVLEY INSURANCE SOURCE, OLATHE

 

KENTUCKY

ENERGY INS AGENCY INC, LEXINGTON

MCGRIFF INSURANCE SERVICES INC., LOUISVILLE

 

LOUISIANA

ASSUREDPARTNERS GULF COAST INSURANCE AGENCY LLC, LAFAYETTE

USI INSURANCE SERVICES LLC, METAIRIE

 

MARYLAND

BLUE RIDGE RISK PARTNERS, LLC, HAGERSTOWN

SARATOGA INSURANCE BROKERS INC, WESTMINSTER

 

MICHIGAN

KAPNICK & CO., INC., ADRIAN

VAST, MARQUETTE

 

MINNESOTA

ATLAS INSURANCE BROKERS, LLC, ROCHESTER

RJF, A MARSH & MCLENNAN AGENCY LLC COMPANY, MINNEAPOLIS

 

MISSISSIPPI       

BOTTRELL INSURANCE, JACKSON

SOUTHGROUP INSURANCE AND FINANCIAL SVCS LLC, HATTIESBURG

 

MISSOURI

CHARLES L. CRANE AGENCY COMPANY, SAINT LOUIS

INSURANCE & BENEFITS GROUP LLC, SEDALIA

LOCKTON COMPANIES, LLC – KANSAS CITY, KANSAS CITY

 

NEBRASKA

INSPRO, A MARSH & MCLENNAN AGENCY LLC COMPANY, LINCOLN

UNICO GROUP, INC., LINCOLN

 

NORTH CAROLINA

JAMES A. SCOTT & SON INC., GREENSBORO

WATSON INSURANCE AGENCY, INC., GASTONIA

 

OKLAHOMA

ARTHUR J. GALLAGHER RMS INC, OKLAHOMA CITY

RICH & CARTMILL INC. TULSA, TULSA

 

SOUTH CAROLINA

POWELL INSURANCE GROUP INC., SENECA

WORLD INSURANCE ASSOCIATES, LLC, ANDERSON

 

SOUTH DAKOTA

HOWALT MCDOWELL INS, A MARSH & MCLENNAN AGCY LLC CO, SIOUX FALLS

NORTH CENTRAL INSURANCE CENTER INC, SIOUX FALLS

 

TENNESSEE

1. SMITH LANIER, A MARSH & MCLENNAN AGCY LLC CO, KNOXVILLE

LESTER GREENE & MCCORD INSURANCE AGENCY, INC., TULLAHOMA

ZANDER INSURANCE AGENCY A TN GENERAL PARTNERSHIP, NASHVILLE

 

TEXAS

HIGGINBOTHAM INSURANCE AGENCY, INC., FORT WORTH

HUB INTERNATIONAL TEXAS, INC., FORT WORTH

 

VIRGINIA

BROWN & BROWN AGENCY OF VA, INC., MANASSAS

MIDATLANTIC INSURANCE GROUP LLC, RICHMOND

 

WISCONSIN

ANSAY & ASSOCIATES LLC – PORT WASHINGTON, PORT WASHINGTON

ROBERTSON RYAN & ASSOCIATES INC., MILWAUKEE

 

 

 

Top Class Codes

 

Arkansas

8835     Nursing-Home Health, Public and Traveling-All Employees

5537     Heating, Ventilation, Air-Conditioning and Refrigeration

5221     Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers

5190     Electrical Wiring-Within Buildings & Drivers

3724     Machinery or Equipment Erection or Repair NOC & Drivers

 

Georgia

9102     Park NOC-All Employees & Drivers

1803     Stone Cutting or Polishing NOC & Drivers

5437     Carpentry-Installation of Cabinet Work or Interior Trim

5348     Tile, Stone, Mosaic or Terrazzo Work-Inside

 

Illinois

8835     Nursing-Home Health, Public and Traveling-All Employees

9082     Restaurant NOC

0042     Landscape Gardening

 

Indiana

3824     Automobile, Bus, Truck or Trailer Body Mfg: NOC

8868     College: Professional Employees & Clerical

8835     Nursing-Home Health, Public and Traveling-All Employees

 

Iowa

5403     Carpentry NOC

3113     Tool Manufacturing-Not Drop or Machine Forged-NOC

8832     Physician & Clerical

5474     Painting or Paperhanging NOC & Shop Operations, Drivers

4511     Analytical Chemist

 

Kansas

8033     Store: Meat, Grocery and Provision Stores Combined-Retail NOC

3507     Construction or Agricultural Machinery Mfg

5190     Electrical Wiring-Within Buildings & Drivers

5645     Carpentry-Detached One or Two Family Dwellings

2759     Box or Box Shook Mfg

 

Kentucky

7219     Trucking: NOC-All Employees & Drivers

8018     Store: Wholesale NOC

9083     Restaurant: Fast Food

5190     Electrical Wiring-Within Buildings & Drivers

 

Louisiana

9083     Restaurant: Fast Food

9015     Buildings-Operation-By Owner, Lessee, or Real Estate Management Firm: All Other Employees

5474     Painting or Paperhanging NOC & Shop Operations, Drivers

9052     Hotel: All Other Employees & Salespersons, Drivers

 

Maryland

5183     Plumbing NOC & Drivers

9083     Restaurant: Fast Food

7219     Trucking: NOC-All Employees & Drivers

5221     Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers

 

Michigan

8829     Convalescent or Nursing Home-All Employees

4484     Plastics Manufacturing: Molded Products NOC

5183     Plumbing NOC

9053     Adult Foster Care Home

8835     Nursing-Home Health, Public and Traveling-All Employees

 

Minnesota

8835     Nursing-Home Health, Public and Traveling-All Employees

2883     Furniture Manufacturing-Wood-NOC

5403     Carpentry NOC

3681     Television, Radio, Telephone or Telecommunication Device Mfg NOC

9015     Buildings-Operation-By Owner, Lessee, or Real Estate Management Firm: All Other Employees

 

Mississippi

8017     Store: Retail NOC

7380     Drivers, Chauffeurs & Their Helpers NOC-Commercial

8832     Physician & Clerical

8380     Automobile Service or Repair Center and Drivers

 

Missouri

8833     Hospital: Professional Employees

7231     Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers

3507     Construction or Agricultural Machinery Mfg

9083     Restaurant: Fast Food

5183     Plumbing NOC & Drivers

 

Nebraska            

5551     Roofing-All Kinds & Drivers

5190     Electrical Wiring–Within Buildings & Drivers

8855     Banks and Trust Companies – All Employees, Salespersons, Drivers & Clerical

2585     Laundry NOC

8010     Store: Hardware

 

North Carolina

7600     Telephone or Telegraph Co.: All Other Employees & Drivers

8380     Automobile Service or Repair Center & Drivers

7380     Drivers, Chauffeurs & Their Helpers NOC-Commercial

9102     Park NOC-All Employees & Drivers

6217     Excavation & Drivers

 

Oklahoma

5190     Electrical Wiring-Within Buildings & Drivers

5537     Heating, Ventilation, Air-Conditioning and Refrigeration

5221     Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers

0042     Landscape Gardening & Drivers

3632     Machine Shop NOC

 

South Carolina

7231     Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers

8380     Automobile Service or Repair Center & Drivers

5645     Carpentry-Detached One or Two Family Dwellings

5221     Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers

3824     Automobile, Bus, Truck or Trailer Body Mfg: NOC

 

South Dakota

5190     Electrical Wiring-Within Buildings & Drivers

5183     Plumbing NOC & Drivers

9052     Hotel: All Other Employees & Salespersons, Drivers

9403     Garbage, Ashes or Refuse Collection & Drivers

9082     Restaurant NOC

 

Tennessee          

5190     Electrical Wiring-Within Buildings & Drivers

9102     Park NOC-All Employees & Drivers

5537     Heating, Ventilation, Air-Conditioning and Refrigeration

0042     Landscape Gardening & Drivers

8832     Physician & Clerical

 

Texas

8833     Hospital: Professional Employees

2881     Furniture Assembly-Wood-From Manufactured Parts

2883     Furniture Manufacturing-Wood-NOC

9015     Buildings-Operation-By Owner, Lessee, or Real Estate Management Firm: All Other Employees

5183     Plumbing NOC & Drivers

 

Virginia

5645     Carpentry-Detached One or Two Family Dwellings

5022     Masonry NOC

5213     Concrete Construction NOC

8835     Nursing-Home Health, Public and Traveling-All Employees

9014     Buildings-Operation by Contractors

 

Wisconsin

4452     Plastics Mfg: Fabricated Products NOC

8835     Nursing-Home Health, Public and Traveling-All Employees

4299     Printing

 

 

 

 

Rate Changes

 

 

Pending Rate Changes

               

The following states have a pending rate change for Accident Fund. New rates are not yet available in eLink; however, some renewing policies may be viewable in the renewal index. Please refrain from releasing quotes and renewals for these states until rates are updated. Please check our website for updates.

 

 

State	PROPOSED NCCI/Bureau Impact	AF Effective   Date
Arkansas	-1.1%	07/01/21
Michigan	N/A	11/01/21
Mississippi	-7.6%	10/01/21
Rhode Island	-7.0%	08/01/21
South Dakota	-0.9%	07/01/21
Texas	-4.1%	07/01/21

 

 

 

 

New Rates Now Available in eLink

 

Updated rates are now accessible in eLink for the following states:

 

State	NCCI/Bureau Impact	Effective Date	Available in eLink as of:
Louisiana	-4.1%	05/01/21	02/05/21
Montana	-14.6%	07/01/21	03/05/21
Pennsylvania	-3.02%	06/01/21	04/09/21
South Carolina	-6.6%	07/01/21	03/26/21

Please be sure to discuss pricing options for all new business and renewals with your business development consultant.