Agent News
October 2020
Reflections, Resilience and Retirement: A Letter From Al Gileczek
To say this year has been a challenge would be an understatement. Since March, our “new normal” has been defined by shortened commutes, too many Zoom calls, a dress shirt-on-top/sweatpants-on-bottom wardrobe and a whole new appreciation for toilet paper. Yet, thanks to you – our valued agents – business continues to do well. Due to the industry’s current state, we’ve fallen short in some areas, but this has still been a good year for us by many measures.
But numbers aren’t everything…our continued dedication to our policyholders and helping them navigate this pandemic has been our top priority. Our teams have worked tirelessly to redefine how we support them remotely, assist businesses safely get employees back to work, guide them through COVID-19 cases in the workplace and maintain the level of service they expect from Accident Fund.
Additionally, this year has been a constant reminder of just how important our teammates, agents, policyholders, injured workers and communities are. We’ve provided over $20 million in support to these groups and are fully committed to continuing these efforts. Please visit the AF Group People First Relief Program page to learn more about these amazing efforts.
I spent a few socially-distanced moments in the office putting together this video. While I dive into some business updates and how our teams have adapted under the current circumstances, I hope – more than anything – each of you feel the sense of gratitude that I have for you. You have been vital to our business continuity. While we have always been grateful for our amazing agent partnerships, this year has been a stout reminder of just how fortunate we are.
Lastly, as you may have seen earlier this month, I have made the bittersweet decision to retire effective Feb. 1, 2021. Over the next few months, we’ll begin to transition Accident Fund and CompWest over to Steve Cooper, current president of United Heartland and Third Coast Underwriters. Rest assured, you will be in great hands with Coop (he’s not me, but he’ll do just fine)! I hope to connect with you before I walk off into the sunset, but in the meantime, let me reiterate how thankful I am for each and every one of you!
Accident Fund Grants $3.5 Million in Early Dividend Payments to Workers’ Compensation Insurance Group Policyholders
The group dividend payments reached more than 4,700 workers’ compensation insurance group policyholders, including chambers of commerce, associations, hospitality businesses and more.
Read more
Create an Online Storefront for Your Agency
AF Group’s digital acquisition program, Digalent, can provide your agency with a digital storefront for customers seeking workers’ compensation coverage online. It allows agencies to compete in the digital market without going direct.
Learn more
AF Group Again Named To “Best Places to Work in Insurance”
For 11 straight years, Business Insurance magazine has recognized AF Group and its brands as one of the best employers in the insurance industry – for outstanding performance in establishing a workplace where employees can thrive, enjoy their work and help their company grow.
New: Transportation Safety Tools
Accident Fund wants to help your drivers make better decisions behind the wheel. We partnered with Smith System, a leading vehicle crash-avoidance training and solutions company to offer safe driving resources to our policyholders.
Learn more
Upcoming Loss Control Webinar
Join Loss Control Consultant Brandon Bain Nov. 12 for a webinar on fall protection and working safely at heights.
Register
Q2 Agency Hall of Fame
ARKANSAS
ALLISON INSURANCE LLC, JONESBORO
BROWN & BROWN, RUSSELLVILLE
GEORGIA
POINTENORTH INSURANCE GROUP, LLC, ATLANTA
TURNER, WOOD & SMITH INSURANCE, GAINESVILLE
ILLINOIS
ESSER HAYES INS GROUP, NAPERVILLE
GCG RISK MANAGEMENT CONSULTANTS LLC, OAK BROOK
INDIANA
M.J. SCHUETZ INS SVCS, INDIANAPOLIS
MCGRIFF INSURANCE SERVICES INC., KOKOMO
IOWA
NORTH RISK PARTNERS LLC, WEST DES MOINES
PDCM INSURANCE, WATERLOO
KANSAS
PROVALUE INSURANCE, LLC, HUTCHINSON
THE INSURANCE GUYS, AUGUSTA
KENTUCKY
CHAS. M. MOORE INSURANCE AGENCY INC., BOWLING GREEN
INSURAMAX INC, LOUISVILLE
LOUISIANA
ARTHUR J. GALLAGHER RMS INC, LAFAYETTE
HUB INTERNATIONAL GULF SOUTH, METAIRIE
MARYLAND
D’CAMERA GROUP, ANNAPOLIS
RALEY, WATTS & O’NEILL INS, CALIFORNIA
MICHIGAN
BERENDS HENDRICKS STUIT INSURANCE AGENCY, INC., GRANDVILLE
KIG, SOUTHFIELD
MINNESOTA
J.A. PRICE AGENCY, INC., EDEN PRAIRIE
RJF, A MARSH & MCLENNAN AGENCY LLC COMPANY, MINNEAPOLIS
MISSISSIPPI
BOTTRELL INSURANCE, JACKSON
ROSS & YERGER INSURANCE, INC., JACKSON
MISSOURI
RISK STRATEGIES COMPANY, KANSAS CITY
ROBERT E. MILLER INSURANCE AGENCY, INC., KANSAS CITY
NEBRASKA
INSPRO, INC., LA VISTA
UNICO GROUP, INC., LINCOLN
NORTH CAROLINA
ASSUREDPARTNERS OF NORTH CAROLINA, LLC, RALEIGH
MCGRIFF INSURANCE SERVICES, INC., WINSTON SALEM
OKLAHOMA
PREMIER CONSULTING PARTNERS, LLC, TULSA
RICH & CARTMILL INC., TULSA
SOUTH CAROLINA
INSURANCE OFFICE OF AMERICA INC, COLUMBIA
PALMETTO INSURANCE ASSOCIATES LLC, ANDERSON
SOUTH DAKOTA
FISCHER ROUNDS & ASSOCIATES, PIERRE
HOWALT MCDOWELL INS, A MARSH & MCLENNAN AGCY LLC CO, SIOUX FALLS
TENNESSEE
ASSURED INSURANCE CONSULTANTS, LLC, MORRISTOWN
COMMERCIAL INSURANCE ASSOCIATES LLC, BRENTWOOD
MATHIS TIBBETS & MASSEY INC, MEMPHIS
TEXAS
OFFENHAUSER & CO. – INSURANCE AGENCY, TEXARKANA
SWINGLE COLLINS & ASSOCIATES, DALLAS
VIRGINIA
MIDATLANTIC INSURANCE GROUP LLC, RICHMOND
PREFERRED INSURANCE SERVICES, INC., FAIRFAX
WISCONSIN
R & R INSURANCE SERVICES, INC., WAUKESHA
STARR INSURANCE GROUP LTD, GREENFIELD
Q2 Top Class Codes
Arkansas
5022 Masonry NOC
7219 Trucking: NOC-All Employees & Drivers
Georgia
5215 Concrete Work-Incidental to The Construction of Private Residence
8835 Nursing-Home Health, Public and Traveling-All Employees
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Illinois
8380 Automobile Service or Repair Center & Drivers
0042 Landscape Gardening & Drivers
Indiana
8380 Automobile Service or Repair Center & Drivers
8107 Machinery Dealer NOC-Store or Yard-& Drivers
Iowa
5188 Automatic Sprinkler Installation & Drivers
3030 Iron or Steel: Fabrication: Iron or Steel Works-Shop-Structural-& Drivers
8107 Machinery Dealer NOC-Store or Yard-& Drivers
8869 Professional Employees: School or College
5445 Wallboard Installation Within Buildings & Drivers
Kansas
5645 Carpentry-Detached One or Two Family Dwellings
5190 Electrical Wiring-Within Buildings & Drivers
3632 Machine Shop NOC
5022 Masonry NOC
Kentucky
3824 Automobile, Bus, Truck or Trailer Body Mfg: NOC
0042 Landscape Gardening & Drivers
9082 Restaurant NOC
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Louisiana
7380 Drivers, Chauffeurs & Their Helpers NOC-Commercial
3632 Machine Shop NOC
3724 Machinery or Equipment Erection or Repair NOC & Drivers
8835 Nursing-Home Health, Public and Traveling-All Employees
Maryland
5213 Concrete Construction NOC
5190 Electrical Wiring-Within Buildings & Drivers
5022 Masonry NOC
Michigan
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks
7208 Drivers Trucking-NOC
8835 Nursing-Home Health, Public and Traveling-All Employees
Minnesota
8380 Automobile Service or Repair Center & Drivers
9014 Buildings-Operation by Contractors
5645 Carpentry-Detached One or Two Family Dwellings
8835 Nursing-Home Health, Public and Traveling-All Employees
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Mississippi
6217 Excavation & Drivers
8215 Hay, Grain, Feed or Fertilizer Dealer & Local Managers, Drivers-No Mfg
5474 Painting or Paperhanging NOC & Shop Operations, Drivers
4720 Soap or Synthetic Detergent Mfg
Missouri
5645 Carpentry-Detached One or Two Family Dwellings
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
8232 Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers
8835 Nursing-Home Health, Public and Traveling-All Employees
8869 Professional Employees: School or College
Nebraska
5403 Carpentry NOC
3030 Iron or Steel: Fabrication: Iron or Steel Works-Shop-Structural-& Drivers
8107 Machinery Dealer NOC-Store or Yard-& Drivers
8835 Nursing-Home Health, Public and Traveling-All Employees
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
North Carolina
9082 Restaurant NOC
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
7219 Trucking: NOC-All Employees & Drivers
Oklahoma
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
5190 Electrical Wiring-Within Buildings & Drivers
South Carolina
9014 Buildings-Operation by Contractors
8868 College: Professional Employees & Clerical
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
South Dakota
5645 Carpentry-Detached One or Two Family Dwellings
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
3030 Iron or Steel: Fabrication: Iron or Steel Works-Shop-Structural-& Drivers
8500 Metal Scrap Dealer & Drivers
9501 Painting: Shop Only & Drivers
Tennessee
5221 Concrete or Cement Work-Floors, Driveways, Yards or Sidewalks-& Drivers
975 Restaurant NOC All Employees Except Office
9083 Restaurant: Fast Food
5551 Roofing-All Kinds & Drivers
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
Texas
5437 Carpentry-Installation of Cabinet Work or Interior Trim
7230 Trucking: Parcel or Package Delivery-All Employees & Drivers
Virginia
9014 Buildings-Operation by Contractors
7231 Trucking: Mail, Parcel or Package Delivery-All Employees & Drivers
5445 Wallboard Installation Within Buildings & Drivers
Wisconsin
5537 Heating, Ventilation, Air-Conditioning and Refrigeration
8018 Store: Wholesale NOC
Q2 Rate Changes
Pending Rate Changes
The following states have a pending rate change for Accident Fund. New rates are not yet available in eLink; however, some renewing policies may be viewable in the renewal index. Please refrain from releasing quotes and renewals for these states until rates are updated. Please check our website for updates.
| State | PROPOSED NCCI/Bureau Impact | AF Effective Date |
| Alaska | N/A | 03/01/20 |
| Arizona | N/A | 01/01/21 |
| Arkansas | -9.4% | 07/01/20 |
| California | N/A | 01/01/21 |
| Colorado | N/A | 01/01/21 |
| District of Columbia | -10.3% | 11/01/20 |
| Florida | N/A | 01/01/21 |
| Idaho | N/A | 01/01/21 |
| Illinois | -1.4% | 01/01/21 |
| Indiana | N/A | 11/01/20 |
| Indiana | N/A | 01/01/21 |
| Iowa | N/A | 01/01/21 |
| Kansas | N/A | 01/01/21 |
| Kentucky | N/A | 01/01/21 |
| Maryland | N/A | 01/01/21 |
| Minnesota | N/A | 01/01/21 |
| Mississippi | N/A | 10/01/20 |
| Missouri | N/A | 01/01/21 |
| Nevada | +3.1% | 09/01/20 |
| New Hampshire | -1.8% | 01/01/21 |
| New Mexico | N/A | 01/01/21 |
| New York | -1% | 10/01/20 |
| Oklahoma | N/A | 01/01/21 |
| Oregon | N/A | 01/01/21 |
| Utah | N/A | 01/01/21 |
| Virginia | -20.2% | 04/01/21 |
| West Virginia | -8.3% | 11/01/20 |
| Wisconsin | -.93% | 10/01/20 |
New Rates Now Available in eLink
Updated rates are now accessible in eLink for the following states:
| State | NCCI/Bureau Impact | Effective Date | Available in eLink as of: |
| Maine | 0.0% | 04/01/20 | 03/13/20 |
| Massachusetts | -3.8% | 07/01/20 | 05/01/20 |
| Montana | -8.1% | 07/01/20 | 04/03/20 |
| Pennsylvania | -10.08% | 04/01/20 | 03/20/20 |
| Rhode Island | -13% | 08/01/20 | 05/08/20 |
| South Carolina | -10.5% | 07/01/20 | 03/13/20 |
| South Dakota | -9.8% | 07/01/20 | 05/22/20 |
| Texas | -6.7% | 07/01/20 | 05/08/20 |
Please be sure to discuss pricing options for all new business and renewals with your business development consultant.
- Home
- Accident Fund Grants $3.5 Million in Early Dividend Payments to Workers’ Compensation Insurance Group Policyholders
- Create an Online Storefront for Your Agency
- AF Group Again Named To “Best Places to Work in Insurance”
- New: Transportation Safety Tools
- Upcoming Loss Control Webinar
- Agency Hall of Fame
- Top Class Codes
- Rate Changes
